Cashless Payment by Mobile phone

PAY WITH ME mobile payment system

Pay with your own smartphone at any self-service machine via NFC, Bluetooth or QR code connection.

PAY WITH ME – Frequently Asked Questions
  • Easily integrable secure contactless mobile payment solution for any self-service system or in-person sales environment
  • Significantly reduces costs associated with cash handling
  • Fast payment without entering personal data or registration using your own mobile wallet
  • Transaction security is ensured by your own Google Pay, Apple Pay or PayPal wallet
  • Age verification for age-restricted product sales or access control
  • Compatible with coffee and vending machines, car washes, access control systems, games
  • Acquiring bank: Raiffeisen Bank Hungary

Frequently Asked Questions about the PAY WITH ME system

How does the mobile payment system work?

With the Pay With Me mobile payment system, you can easily and quickly pay using your smartphone’s registered Google Pay, Apple Pay, or PayPal wallet linked to your bank card.

Contactless payment is made via NFC, Bluetooth, or QR code connection. There is no need for your physical bank card — only your smartphone. Simply tap your phone to the NFC sticker, scan the QR code placed on the machine, or use direct Bluetooth connection.

The transaction is completed within seconds without any additional registration. Security is ensured by Google Pay, Apple Pay, or PayPal systems.

How secure is it?

No personal or card data needs to be entered during the transaction. Security is provided by the trusted Google Pay, Apple Pay, and PayPal wallet systems already used on your device.

If you have previously made purchases through Google or Apple services, no further action is required — the system uses your existing two-factor authentication payment channels.

Can I use my own bank card?

Yes. Payment is made using your already registered bank card through Google Pay, Apple Pay, or PayPal. No additional registration is required, and card data security is guaranteed by these providers.

How can it be connected to my machine?

Suitable for vending machines, self-service car washes, laundries, access control systems, games, and customer-facing sales.

For coffee and beverage machines, the system connects via the existing MDB port using the included MDB Y-cable. Compatible with Hungarian AFE modules.

Card payment is also available for machines with simple pulse-based communication (car washes, dart machines, children's rides, etc.). Connect the device alongside the existing coin validator.

All necessary connection cables are included.

Why is it better than other card payment systems?
  • No external card reader mounted on the machine — minimizing physical damage risk
  • Simple onboarding contract
  • Hungarian acquiring bank: Raiffeisen Hungary
  • No entry fee
  • Extremely low monthly operating cost and transaction commission
  • Supports age verification for age-restricted products
  • Fast and convenient payment process via your own smartphone
Does the system support age verification?

Yes. The system supports age verification, making it suitable for selling age-restricted products and for access control applications.

How can I use my mobile phone to pay?

If you have previously made purchases using your smartphone, you can pay using your registered Google Pay, Apple Pay, or PayPal wallet. After a simple authentication process, payment is completed contactlessly via NFC, Bluetooth, or QR code.

Where can the Pay With Me system be used?

Coffee and beverage machines, hotel or office tabletop coffee machines, children's rides, car washes, gaming machines, any self-service device operated by coins or banknotes, access control systems, and even in-person sales environments.

No traditional card terminal is required.

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Contactless Mobile Payment Anywhere!

You can now easily pay by bank card without a card terminal. A QR-based payment solution for vending machines and other self-service applications.

Your customers can pay using their own smartphone via contactless NFC, QR code, or direct Bluetooth connection at vending machines, access control systems, or car washes.

Compatible with any bank card, Apple Pay, Google Pay, and PayPal. Payment security is guaranteed through the PAY WITH ME application.

On Android and iOS devices, after a one-time download of the PAY WITH ME app, payments can be initiated without registration. When using Apple Pay, no additional app download is required.

Simple and Transparent!

Easy to install, no external hardware device needs to be mounted on the machine. An ideal solution for vending networks, office buildings, car washes—even in demanding operating environments.

Simply place your custom QR code sticker and you're ready to go. Use your own bank card, Apple Pay, Google Pay, or PayPal account for payment.

Simplified contract structure, favorable fees, and Hungarian banking settlement.

Order the test application and integrate it today!

The system is compatible with AFE modules available on the market.

The Pay With Charlie module is a perfect addition to any MDB-enabled machine or to pulse-interface machines via an additional interface, enabling easy cashless payment capability for your customers.

The PAY WITH CHARLIE application can also be used as a contactless payment solution in any shop or restaurant during in-person sales.

No more damaged card reader units. Monitor your machines and payment locations remotely.

Digital payment receipts are instantly available in the PAY WITH CHARLIE application.

QR/NFC Mobile Payment for Vending and Unattended Points – Fast Installation

In this category you will find QR-, NFC-, and Bluetooth-based mobile payment solutions built on the Pay with ME system. Customers pay at unattended sales points using their own smartphone and digital wallet (Apple Pay, Google Pay, PayPal, bank cards).

The portfolio includes WH Berlin communication and interface modules (e.g., PWC100, CCT900) and related MDB/PULSE/CCTalk converters, enabling quick retrofit installation in vending machines, car washes, access gates, or parking systems—without drilling.

Thanks to Hungarian banking settlement and simple commissioning, cashless conversion can be introduced quickly.

The “QR-based Payment” category brings together solutions that enable the simplest possible implementation of contactless and cashless payments in vending machines and other unattended sales points.

The Pay with ME ecosystem allows customers to pay with their own smartphone and registered mobile wallet—no need for a separate POS terminal or sensitive external reader on the machine.

The QR code is scanned from the machine sticker, NFC tap is supported, or Bluetooth automatically recognizes nearby payment points.

The solution supports major payment methods (Apple Pay, Google Pay, PayPal, major card schemes) and also offers A2A/Instant Payment options.

The hardware is provided by WH Berlin interface modules (e.g., PWC100, CCT900), connecting via MDB, PULSE, or CCTalk interfaces to existing machines.

Installation typically requires no drilling or front panel disassembly, making retrofit projects fast and low risk.

Hungarian banking settlement and Raiffeisen Bank infrastructure provide stability. The service provider is ZIIB Zahlungssysteme GmbH (Germany).

Ideal for vending machines, car washes, parking and access systems, EV charging points, event sales points, and any location requiring simple, reliable, and fast payment processing.

Why Is It Worth It?

Reduced cash handling, improved customer experience, and faster transactions.

Payments are processed on the user’s own device, eliminating card data handling on the machine—reducing failure points and operating costs.

Installation kits include MDB-Y cables and PULSE converters. The system operates with a Hungarian-language free application, and Apple Pay can be used without app download.

Local Presence and Support

From our Budapest headquarters, we provide Hungarian-language technical support, official manufacturer service connections, and consultancy.

We assist with selecting the appropriate interface (MDB/CCTalk/PULSE), cabling, firmware configuration, and commissioning planning.

Service is available during and beyond the warranty period, with replacement or demo devices if required.

Financing and Logistics Options

Stock availability, scheduled deliveries, multiple shipping options, customs handling upon request.

Business partners may request post-payment and foreign currency invoicing. For larger projects, customized offers are available.

Cashless transition becomes smooth not only technically, but also from a procurement perspective.

Key Benefits

  • Contactless mobile payment without external POS terminal (QR/NFC/Bluetooth)
  • Wide payment support: Apple Pay, Google Pay, PayPal, bank cards, Instant Payment
  • Quick integration: WH Berlin modules for MDB/PULSE/CCTalk interfaces
  • Hungarian-language app and Hungarian banking settlement
  • Local service, consulting and commissioning support in Budapest
  • Flexible financing and shipping, project-based custom offers
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